User Agreement

0. Parties and Details

The Service is provided by the sole proprietor Darya Dmitrievna Mironchikova (OGRNIP 320774600161829, TIN 773385767540) — hereinafter the “Contractor”.

By accessing the Service, the User enters into a contract with the Contractor. Payments are collected on behalf of the Contractor (see Section 9).

1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by this User Agreement ("Terms").

If you do not agree to these Terms, you must not access or use the Service.

2. Description of Service

The Contractor provides the Service under the terms of this Agreement. The Service lets registered users create or join chat rooms, exchange messages, and send prompts to large-language-model APIs supplied by OpenAI, Anthropic and other third-party vendors ("Model Providers").

We may add, modify, or remove features at any time without prior notice.

3. Eligibility

You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction) to use the Service.

By using the Service, you warrant that you have the legal capacity to enter into these Terms and that all account information you provide is accurate and complete.

4. User Content

You remain solely responsible for the content you submit, transmit, or display through the Service ("User Content") and for compliance with all applicable laws.

By posting User Content, you grant us a worldwide, non-exclusive, royalty-free licence to host, store, reproduce and display that content solely for operating and improving the Service.

5. Acceptable Use

You agree not to use the Service to generate or share content that violates the acceptable-use policies of any integrated Model Provider, including (but not limited to) disallowed content under OpenAI’s Usage Policies or Anthropic’s Terms of Service. Violation results in blocking without refund.

We may monitor activity and remove or restrict access to accounts or content that we reasonably believe breaches these rules or applicable law.

6. Intellectual Property

Except for User Content, all software, text, graphics, trademarks and other materials that form part of the Service are owned by us or our licensors and are protected by law.

No rights are granted to you other than as expressly set out in these Terms.

7. Privacy and Data Protection

Our collection and processing of personal data are governed by our Privacy Policy and, where applicable, the General Data Protection Regulation ("GDPR").

You have the right to access, rectify, erase and restrict processing of your personal data as described in the Privacy Policy.

8. Third-Party Models

Outputs generated by Model Providers are provided "as is" without warranty. We do not control or endorse the content returned by third-party models.

By using these features you instruct us to transmit your prompts to the relevant Model Provider, which may process them to generate responses.

9. Fees and Payment

9.1 Some features require payment of fees. Charges are processed on behalf of sole proprietor D. D. Mironchikova; current prices are displayed at checkout.

9.2 By topping up you acknowledge that funds are non‑refundable except where mandatory law provides otherwise. Refunds of RUB payments are converted back to USD at the Bank of Russia rate + Exchange‑rate margin applicable on the refund date.

Funds in your balance may be automatically converted into in‑service settlement credits. Credits are not legal tender, currency, or securities and exist solely as an internal accounting convenience within the Service; they cannot be exchanged for cash or redeemed.When activating the "Simple" tariff, tokens with a validity period of 24 hours are added to the Balance. When activating the "Advanced" tariff, tokens are valid for 30 days. If there are no credits on the user's balance, but there is the required amount on the balance, at the time of the request to the neural network, credits are purchased and their validity period is updated in accordance with the selected tariff plan.

9.4 Settlement currency and conversion.

9.4.1 All monetary obligations of the parties are fixed in US dollars (USD) and are stored on the users' Balances in USD.

9.4.2 For users with Russian payment cards, the Service accepts payments in Russian rubles (RUB) — this is a requirement of paragraph 1 of Article 16.1 of Federal Law No. 161 "On the National Payment System".

9.4.3 Conversion RUB → USD and the reverse display USD → RUB are performed daily (≈18:00 MSK) at the official Bank of Russia rate plus a 4 % margin.

9.4.4 The amount in RUB displayed in the interface is for informational purposes only; if the Central Bank of the Russian Federation exchange rate fluctuates, it may change without any separate notice. The User agrees that the dollar balance is final on the Balance.

9.4.5 At the time of replenishment, the User enters the amount in RUB; the corresponding equivalent in USD is credited to the Balance, calculated at the rate in effect at the time of payment authorization.

9.5. Risk of currency fluctuations. The User assumes the risk of changes in the RUB/USD exchange rate between the time of replenishment and the time of debiting funds.

10. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have violated these Terms.

You may stop using the Service at any time. Sections 7–13 survive termination.

11. Disclaimers

The Service and all outputs are provided "as is" and "as available" without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement.

We do not guarantee that the Service will be uninterrupted, secure or error-free, or that any content is accurate or reliable.

12. Limitation of Liability

To the maximum extent permitted by law, our aggregate liability arising out of or related to the Service will not exceed the greater of US $100 or the amount you paid for the Service during the twelve (12) months prior to the event giving rise to the claim.

We are not liable for any indirect, incidental, special, consequential or punitive damages, or loss of profits, data, goodwill or other intangible losses.

13. Indemnification

You agree to defend, indemnify and hold us and our affiliates harmless from any claims, liabilities, damages and expenses (including reasonable attorneys’ fees) arising from your User Content, your use of the Service or your violation of these Terms.

We reserve the right, at your expense, to assume the exclusive defence and control of any matter subject to indemnification.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of the Netherlands without regard to conflict-of-law principles.

15. Dispute Resolution

Any dispute arising out of or relating to these Terms will be submitted to the exclusive jurisdiction of the competent courts in Amsterdam, unless mandatory consumer law allows you to bring proceedings in your place of residence.

Before filing suit, you agree to attempt to resolve the dispute informally by contacting us first.

16. Changes to These Terms

We may amend these Terms from time to time. We will post the updated version and, if the changes are material, provide reasonable notice.

Continued use of the Service after the changes take effect constitutes your acceptance of the revised Terms.

17. Contact

Questions? E-mail us at [email protected].

18. Definitions

"Service" means the software platform available at riser.chat; "Balance" means funds deposited by the user; "Tokens" are an internal settlement unit that is not legal tender; "AI Content" means output generated by AI models delivered through the Service. "Base currency" - US Dollar (USD) - a unit of internal accounting; "Exchange rate margin" - a 4% premium to the official exchange rate of the Central Bank of the Russian Federation, used to calculate the ruble equivalent.

19. AI‑Generated Content

AI responses are automatically generated and may contain inaccuracies, obsolete information or third‑party copyrighted material. We make no warranty as to their accuracy or legality; you remain solely responsible for legal vetting and downstream use.

We grant you a non‑exclusive right to use AI Content within the limits of applicable law. We may use aggregated or anonymized AI Content to improve the Service.

20. Notice‑and‑Action Procedure (DSA)

Illegal content can be reported via https://riser.chat/contact. We will review valid notices without undue delay and provide a reasoned decision on the measures taken.

Abusive or manifestly unfounded notices may lead to suspension of notice privileges in accordance with Article 23 DSA.

21. Platform Transparency

We publish every six months the number of active EU users and, once a year, a moderation report detailing received notices and enforcement actions.

22. Consumer Rights and Conformity

Under Directive (EU) 2019/770 you have a 14‑day right of withdrawal. By purchasing access you expressly request immediate performance and therefore lose that right after the first API call.

If the digital content is non‑conforming, we will remedy free of charge or, where impossible, provide a price reduction or terminate the contract with a refund of unused funds.

23. Data Processing and Sub‑processors

We act as a data processor and enter into a Data Processing Agreement (DPA) available in Annex A. A current list of sub‑processors (AWS, OpenAI, Anthropic, etc.) is published and kept up to date on our website.

You may object to new sub‑processors; continued use after publication constitutes acceptance.

24. Security

We employ organizational and technical measures aligned with ISO 27001, including encryption at rest and in transit, multi‑factor authentication and periodic audits.

You are responsible for maintaining the confidentiality of your credentials; any activity under your account is deemed to be yours.

25. Service Level

The Service is provided without a guaranteed service level (SLA). While we strive for uninterrupted operation, we shall not be liable for downtime unless otherwise agreed in a separate SLA.

26. Force Majeure

Neither party shall be liable for failure or delay in performance due to events beyond its reasonable control, including but not limited to internet outages, natural disasters, war or governmental actions.

27. Miscellaneous

Severability: if any provision is held invalid, the remaining provisions shall remain in full force.

Assignment: we may assign this Agreement to an affiliate; you may not assign your rights without our prior written consent.

Waiver: failure to enforce any right shall not constitute a waiver of that or any other right.

Entire Agreement: this document, together with the Privacy Policy and DPA, constitutes the entire agreement between the parties and supersedes all prior understandings.